Disclaimer

1. General information

The information, tools, calculators, content and features provided through Studio Sünshine websites and products are provided for general informational, educational and practical purposes.

While we aim to keep our products useful and accurate, we do not guarantee that all information will always be complete, current or error-free.

2. Not professional advice

Unless explicitly stated otherwise, Studio Sünshine products do not provide professional financial, investment, tax, legal, accounting, medical or other regulated professional advice.

You should obtain advice from an appropriately qualified professional when making decisions that require professional expertise.

3. Financial tools and calculators

Some of our products may include financial calculators, estimates, projections, scores or suggestions.

These outputs are intended as planning or educational tools. They are not guarantees of future financial results and should not be treated as personalised financial advice.

Actual outcomes may differ because of individual circumstances, changing prices, interest rates, taxes, market conditions and other factors.

4. Business tools

Business-related products may help with organisation, calculations, inventory, bookings, records or other administrative tasks.

Users remain responsible for checking their own records, decisions and compliance requirements.

5. Third-party information

Studio Sünshine may link to or use third-party services, websites or information.

We do not control those third parties and cannot guarantee the accuracy, availability, security or suitability of their content or services.

6. Availability and technical issues

Digital products can experience bugs, downtime, device compatibility problems, browser issues, network interruptions or other technical problems.

We aim to resolve significant issues where reasonably possible, but we cannot guarantee uninterrupted availability.

7. Your responsibility

You are responsible for reviewing information produced by our tools and deciding whether it is appropriate for your particular circumstances.

You should maintain your own backups of important information where a product allows information to be stored locally or otherwise places responsibility for records on you.

8. No guarantee of results

Using a Studio Sünshine product does not guarantee a particular financial, business, personal or other outcome.

Any examples, estimates or scenarios shown in our products or marketing materials are illustrative unless explicitly stated otherwise.

9. Changes

We may update this Disclaimer as our products and services develop. The latest version will be published on this page.

10. Contact

If you have questions about this Disclaimer or a particular Studio Sünshine product, please contact us through the contact details provided on our website.